Home Care Insurance
Plans for Families
Figuring out how to pay for in-home care shouldn’t slow down the process of getting your loved
one the support they need. AmeriHome Health Care helps families across Palm Beach and
Broward County understand their options — and navigate the process from start to finish.
Whether your family holds a long-term care policy, qualifies for VA benefits, or plans to pay privately, our
team is here to guide you — so care can begin with confidence, not confusion.
Long-Term Care Insurance
Policy review and
coordination support
VA Benefits
Guidance for eligible veterans
and surviving spouses
Private Pay
Flexible payment by credit card,
debit card, or ACH
What Makes
AmeriHome Different
We Handle the Coordination With You
Understanding your home health care insurance policy can be overwhelming. Our team helps review coverage, benefits, and documentation, simplifying the process.
Personalized Caregiver Matching
We match your loved one with a caregiver whose experience, availability, and approach fit their needs and daily routine.
Thoroughly Screened Caregivers
Every caregiver completes a Level II background check, in-person interview, and credential verification before being matched with a family.
Local Team, You Can Rely On
As a Licensed Nurse Registry with offices in Boca Raton and Coral Springs, we serve families throughout Palm Beach and Broward
County — accessible when you need us.
Payment Options
We Support
Long-Term Care Insurance
Home care insurance coverage through a long-term care policy can help pay
for in-home care services. AmeriHome helps families understand benefits, submit documentation, and coordinate with insurance providers.
VA Benefits
Eligible veterans and surviving spouses may qualify for programs that help fund
in-home care. AmeriHome provides guidance on the steps to take to help families access the support they've earned.
Companion Care Insurance
Companion care insurance may cover non-medical support, including companionship, supervision, and daily assistance. Our team can help determine whether your policy includes this coverage.
Private Pay
For families paying out of pocket, AmeriHome accepts credit cards, debit cards, and ACH transfers. Our team can help you create a plan that aligns with your loved one's needs and your family's budget.
Is Home Care Insurance Right for Your Situation?
Using a long-term care policy or benefit program for in-home care may be
the right fit if:
- Your loved one holds an LTC insurance policy and needs help with two or more ADLs, or has a cognitive condition such as Alzheimer’s or dementia
- You’re a veteran or surviving spouse and would like to understand whether VA benefits apply to in-home care costs
- Your loved one needs consistent, daily support — such as personal care, medication reminders, or overnight coverage — and you want to reduce the financial burden on your family
- You’ve already been paying privately for care and are wondering whether an existing policy could offset future costs
- You want a knowledgeable local team to help navigate the process with you, rather than figuring it out alone
About AmeriHome Health Care
AmeriHome Health Care is a Licensed Nurse Registry headquartered in Boca Raton, with a second
office in Coral Springs. We connect families across Palm Beach County and Broward County with
qualified, carefully screened caregivers — and we support families through every part of the
process, including home care insurance plans and benefit coordination.
Who We Help
Seniors, adults with chronic or progressive conditions, individuals
recovering from illness or surgery, and veterans and their families throughout South Florida.
How We Work
We listen to your situation, clarify your payment options, and match you with a caregiver whose skills and availability are the right fit — then stay involved to make sure the arrangement is working well.
Caregiver Qualifications
We connect families with CNAs, HHAs, LPNs, RNs, and companion
caregivers — each screened through a Level II background check, an
in-person interview, and a full reference and credential review.
Our Standard for Every Match
One question guides every decision we make: would we trust this person with our own family member?
Flexible Scheduling
Hourly, shift-based, overnight, or live-in care arrangements are built around your loved one's needs and your family's schedule.
Meet the Team
Behind Every Match
The AmeriHome team — based in Boca Raton and Coral Springs — handles every
step of the matching and coordination process directly. Our staff has deep experience
supporting families navigating care for older adults, veterans, and individuals living
with Alzheimer’s disease, Parkinson’s disease, and other serious conditions.
Learn more about our caregivers and the people who make every
arrangement possible.
What Families Are Saying
Service Areas / Offices
AmeriHome Health Care operates two licensed offices in Palm Beach County
and Broward County and supports families across both counties.
Palm Beach County:
Address: 9045 La Fontana Blvd,Suite 231 Boca Raton, FL. 33434 Phone: 561-495-7448
License Number: 30211460
Broward County:
Address: 11555 Heron Bay Blvd,Suite 200 Coral Springs, FL. 33076 Phone: 561-495-7448
License Number: 30212297
Have Questions About
Coverage? We're Here.
Whether you’re ready to start or just trying to understand your options, our team
is happy to talk — no commitment required.
FAQ
Many long-term care policies do cover in-home care, including personal care assistance, companion support, and overnight coverage. Coverage depends on the specific policy terms, your benefit triggers, and your elimination period. Our team can review your policy with you and help clarify what's included.
An elimination period is a waiting period — typically 30 to 120 days — during which you pay for care before your insurance benefits begin. Some policies allow you to select a zero elimination period for home-based care when services follow a Plan of Care. Our team can help you understand how your policy's elimination period works.
Many insurers send a licensed nurse to evaluate your loved one's condition and confirm the level of need before approving a claim. AmeriHome can help you prepare for this process and ensure the right documentation is in place to support your application.
Yes. Eligible veterans and surviving spouses may qualify for VA programs that help fund in-home support services. AmeriHome can walk you through the general process and help you take the right next steps.
Private pay is a straightforward alternative. AmeriHome accepts credit cards, debit cards, and ACH bank transfers, and our team works with families to structure arrangements that fit both care needs and budget. In-home care can also be more affordable than facility-based alternatives, depending on hours and level of support needed.
Our office works closely with many leading long-term care insurance carriers. If you're unsure whether we work with your provider, please call our office — we're always happy to talk through your specific situation and confirm how we can help.
We serve families throughout Palm Beach County and Broward County, including Boca Raton, Coral Springs, Delray Beach, Boynton Beach, and surrounding communities.
Call our office or fill out the contact form on this page. Our team will take the time to understand your family's needs, review your payment and coverage options, and begin the matching process — at no obligation.
Contact Form
Share a few details, and an AmeriHome Health Care team member will contact you to discuss available caregivers and care options suited to your family’s situation.